Conversation
A no-pressure call or coffee. What are you looking for, what's flexible, and what's the timeline?
For Buyers
Buying in Jacksonville.
What to expect when you work with me — from the first conversation to the day the keys land in your hand.
The process
Five steps, plain and simple.
Every transaction is a little different, but the shape of the work tends to stay the same. Here's what you can expect.
Pre-approval
Before we tour, we'll get you connected with a trusted lender so you know your numbers cold.
Search
Curated listings (not the firehose). Tours that respect your time. Honest takes on every home.
Offer
When the right house shows up, we move quickly and thoughtfully — comps, terms, negotiation.
Close
Inspections, appraisal, financing, title — coordinated so closing day feels calm, not chaotic.
How we'll work together
What I'll handle, and what you'll handle.
You don't have to know everything. Here's where my work picks up so yours can stay focused on the decision itself.
I'll handle
- Curating listings that actually match your criteria
- Scheduling and walking through every showing
- Comp research and offer strategy
- Negotiation with the listing agent
- Coordinating inspectors, lenders, and title
- Reviewing every document before you sign
- Keeping the deadlines on track
You'll handle
- Sharing what you actually want — and what you don't
- Getting pre-approved with a lender
- Showing up to tours with a clear head
- Making the final calls on offers and counters
- Sending personal documents to your lender on time
- Asking questions when something doesn't sit right
- Showing up at close — usually with a smile
Frequently asked
The questions I hear most.
It depends on the loan program. Conventional loans can require as little as 3% down for qualified buyers; FHA loans start at 3.5%; VA loans can be 0% down for eligible service members. We'll loop in a lender early so you know exactly what your options are — and what the monthly numbers look like — before you fall in love with a house.
Strongly recommended. Pre-approval tells you what you can comfortably afford, makes your offer competitive when the right house shows up, and avoids the heartbreak of touring homes outside your range. I'm happy to introduce you to lenders I trust if you don't already have one.
From first conversation to close, most buyers are 60–120 days. The search itself can be a week or six months depending on what you're looking for. Once you're under contract, expect roughly 30–45 days to close.
Beyond your down payment, plan for closing costs (typically 2–4% of the purchase price — covering things like loan origination, title insurance, appraisal, and prepaid taxes/insurance). I'll walk you through a written estimate well before close so there are no surprises.
Yes — and gladly. First-time buyers often get the most out of working with someone who'll explain every line of every document. There are no dumb questions, and we'll move at whatever pace makes you feel informed and confident.
Let's talk
Ready when you are.
Whether you've been searching for a year or just starting to wonder, the first call is free.
Start your search